Decide whether a home equity loan or line of credit is best suited for your financial goals ...

Homeowners in the U.S. are sitting on a record of $35.8 trillion in home equity as of Q2 of this year, a record high, per the Federal Reserve. A home equity line of credit (HELOC) can help you access ...

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American homeowners are sitting on more than $11 trillion in tappable home equity, which equates to an average of $300,000 per borrower, according to a report published in March 2026 by Cotality, a ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. Being a homeowner is a major accomplishment in life. Your ...

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You hear a lot these days about tapping home equity – borrowing against the worth of your home – for cash. Home equity loans and home equity lines of credit (HELOC) have become popular ways for ...

Thanks to shifting economic conditions, including the late-2025 rate cuts by the Federal Reserve, rates on home equity lines of credit (HELOCs) have been declining recently. At the same time, borrower ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

A home equity agreement (HEA) — also known as home equity sharing or home equity investment — can be a strategic tool for homeowners to tap into their home equity, especially if they have poor or bad ...

Why we chose it: PNC Bank came out on top with a whopping 4.85 out of 5 score, making it the best-rated home equity product among the 60+ we analyzed. The bank offers large loan amounts, low credit ...