If you own a flat – whether you live in it or rent it out – you’ll want home insurance to protect your asset, and potentially the contents as well. But insuring a flat can be a little more complex ...

Buildings insurance protects the structure of your property. It covers the cost of repairing or rebuilding your home if it’s damaged or destroyed as a result of subsidence, heave (when the ground ...

The reality is a bit more nuanced. Home insurance is typically split into two distinct types of cover: buildings insurance and contents insurance. Confusing the two is one of the most common mistakes ...

Festive renovations and purchases may leave your home underinsured. Review building and contents cover, check exclusions, and retain bills to support claims ...